Health insurance for Dutch students
Last modified on 19-10-2024 16:16
Everyone in the Netherlands must have health insurance. Until the age of 18, you're covered by your parents' insurance. After that, you must arrange and pay for your own.
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- Accountancy and Control (master)
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- American Studies (master)
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- Business Economics (premaster)
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- Chemistry (premaster)
- Chemistry: Analytical Sciences (master, joint degree)
- Chemistry: Molecular Sciences (master, joint degree)
- Chemistry: Science for Energy and Sustainability (master, joint degree)
- Child Development and Education (research master)
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- Cognition, Language and Communication (bachelor)
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- Communication Science (bachelor)
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- Comparative Cultural Analysis (master)
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- Computational Science (master, joint degree)
- Computer Science (master, joint degree)
- Conflict Resolution and Governance (master)
- Conservation and Restoration of Cultural Heritage (master)
- Cultural Analysis (research master)
- Cultural Anthropology and Development Sociology (bachelor)
- Cultural Data & AI (master)
- Culturele antropologie en ontwikkelingssociologie (bachelor)
- Cultuurwetenschappen (bachelor)
- Curating Art and Cultures (duale master)
- Data Science (master)
- Data Science and Business Analytics (master)
- Data Science and Business Analytics (premaster)
- Documentaire en fictie (duale master)
- Duits, Educatie en communicatie (master)
- Duits, Educatie en communicatie (schakelprogramma)
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- Econometrics and Data Science (bachelor)
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- Economics (premaster)
- Economics and Business Economics (bachelor)
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- Engels, Educatie en communicatie (schakelprogramma)
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- English Literature and Culture (master)
- Entrepreneurship (master)
- ES: Environmental Management (master)
- ES: Future Planet Ecosystem Science (master)
- ES: Geo-Ecological Dynamics (master)
- European Competition Law and Regulation (master)
- European Policy (master)
- European Private Law (master)
- European Studies (bachelor)
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- Europese studies (bachelor)
- Exchange programme Economics and Business
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- Film Studies (master)
- Filosofie (bachelor)
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- Finance (master)
- Fiscaal Recht (bachelor)
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- Franse taal en cultuur (bachelor)
- Future Planet Studies (bachelor)
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- Geneeskunde (master)
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- Geschiedenis (bachelor)
- Geschiedenis (master)
- Geschiedenis (research master)
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- Geschiedenis van de internationale betrekkingen (master)
- Geschiedenis, Educatie en communicatie (master)
- Gezondheidsrecht (master)
- Gezondheidszorgpsychologie (master)
- Global Arts, Culture and Politics (bachelor)
- Griekse en Latijnse taal en cultuur (bachelor)
- Hebreeuwse taal en cultuur (bachelor)
- Heritage and Memory Studies (duale master)
- Holocaust and Genocide Studies (master)
- Human Geography (master)
- Human Geography (premaster)
- Human Geography and Planning (bachelor)
- Identity and Integration (master)
- Informatica (bachelor)
- Informatiekunde (bachelor)
- Informatierecht (master)
- Information Studies (master)
- Information Systems (master)
- Internationaal en Europees belastingrecht (master)
- International and Transnational Criminal Law (master)
- International Criminal Law - Joint programme with Columbia Law School (master)
- International Development Studies (master)
- International Development Studies (premaster)
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- International Dramaturgy (duale master)
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- International Tax Law (advanced master)
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- Italië Studies (bachelor)
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- Journalism, Media and Globalisation (Erasmus Mundus Master's - joint degree)
- Journalistiek en media (duale master)
- Kunst, cultuur en politiek (master)
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- Kunstmatige intelligentie (bachelor)
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- Language, Literature and Education (premaster)
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- Latin American Studies (premaster)
- Law & Finance (master)
- Lerarenopleidingen
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- Media and Culture (bachelor)
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- Medical informatics (premaster)
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- Militaire geschiedenis (master)
- Museum Studies (duale master)
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- Music Studies (premaster)
- Muziekwetenschap (bachelor)
- Natuurkunde en sterrenkunde (bachelor, joint degree)
- Nederlands als tweede taal en meertaligheid (duale master)
- Nederlands als tweede taal en meertaligheid (schakelprogramma)
- Nederlands, Educatie en communicatie (master)
- Nederlands, Educatie en communicatie (schakelprogramma)
- Nederlandse taal en cultuur (bachelor)
- Nederlandse taal en cultuur (master)
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- Nieuwgriekse taal en cultuur (bachelor)
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- (Forensische) Orthopedagogiek (schakelprogramma)
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- P&A: Advanced Matter and Energy Physics (master, joint degree)
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- P&A: Biophysics and Biophotonics (master, joint degree)
- P&A: General Physics and Astronomy (master, joint degree)
- P&A: GRAPPA - Gravitation, Astro-, and Particle Physics (master, joint degree)
- P&A: Science for Energy and Sustainability (master, joint degree)
- P&A: Theoretical Physics (master, joint degree)
- Pedagogical Sciences (master)
- Pedagogische wetenschappen (bachelor)
- Pedagogische wetenschappen (master)
- Philosophy (master)
- Philosophy (research master)
- Physics and Astronomy (master, joint degree)
- Political Science (bachelor)
- Political Science (master)
- Political Science (premaster)
- Politicologie (bachelor)
- PPLE - Politics, Psychology, Law and Economics (bachelor)
- Preservation and Presentation of the Moving Image (duale master)
- Preventieve jeugdhulp en opvoeding (schakelprogramma)
- Privaatrechtelijke rechtspraktijk (master)
- Psychobiologie (bachelor)
- Psychologie (schakelprogramma)
- Psychologie (bachelor), NL
- Psychologie (master), NL
- Psychology (premaster)
- Psychology (bachelor), EN
- Psychology (master), EN
- Psychology (research master), EN
- Public International Law (master)
- Publieksgeschiedenis (master)
- Quantum Computer Science (master)
- Rechtsgeleerdheid (bachelor)
- Rechtsgeleerdheid met HBO-vooropleiding (schakelprogramma)
- Rechtsgeleerdheid met WO-vooropleiding (schakelprogramma)
- Redacteur/editor (duale master)
- Religiewetenschappen (bachelor)
- Religious Studies (research master)
- Russische en Slavische studies (bachelor)
- Scheikunde (bachelor, joint degree)
- Science, Technology & Innovation (bachelor)
- Security and Network Engineering (master)
- Sign Language Linguistics (bachelor)
- Sociologie (bachelor)
- Sociology (bachelor)
- Sociology (master)
- Sociology (premaster)
- Software Engineering (master)
- Spaanse en Latijns-Amerikaanse studies (bachelor)
- Spirituality and Religion (master)
- Spirituality and Religion (schakelprogramma)
- Staats- en bestuursrecht (master)
- Stads- en architectuurgeschiedenis (master)
- Stochastics and Financial Mathematics (master)
- Strafrecht (master)
- Taalwetenschappen (bachelor)
- Technology Governance (advanced master)
- Television and Cross-Media Culture (master)
- Theaterwetenschap (bachelor)
- Theatre Studies (master)
- Universitaire Pabo van Amsterdam (bachelor)
- Urban and Regional Planning (master)
- Urban and Regional Planning (premaster)
- Urban Studies (research master)
- Vertalen (master)
- Vertalen (schakelprogramma)
- Wiskunde (bachelor)
Read more about what happens if you don’t have health insurance.
Find an insurance company
There are many different insurance companies in the Netherlands you can choose from. On the website Zorgwijzer.nl you can compare the different policies available. Some insurance agencies offer special deals for students.
Costs
Basic health insurance costs about €1,500 a year. Besides this, there is a yearly insurance excess, meaning you pay some of your initial health costs yourself. As a student, you could be eligible for financial aid in the form of a healthcare benefit.
Exceptions
In exceptional cases, you may hold Dutch nationality but still not be eligible. If you've never lived in the Netherlands and have come here solely to study, you may be refused Dutch health insurance. To find out whether you're eligible, please contact the Zorgverzekeringslijn.nl.