Health insurance for EU students
Last modified on 19-10-2024 16:14
Students from the EU, Iceland, Liechtenstein, Norway and Switzerland can apply for a European Health Insurance Card (EHIC). The card allows you to receive medical care in the Netherlands.
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- P&A: General Physics and Astronomy (master, joint degree)
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- P&A: Science for Energy and Sustainability (master, joint degree)
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- Politicologie (bachelor)
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- Psychobiologie (bachelor)
- Psychologie (schakelprogramma)
- Psychologie (bachelor), NL
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- Redacteur/editor (duale master)
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- Security and Network Engineering (master)
- Sign Language Linguistics (bachelor)
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- Sociology (master)
- Sociology (premaster)
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- Spaanse en Latijns-Amerikaanse studies (bachelor)
- Spirituality and Religion (master)
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- Staats- en bestuursrecht (master)
- Stads- en architectuurgeschiedenis (master)
- Stochastics and Financial Mathematics (master)
- Strafrecht (master)
- Taalwetenschappen (bachelor)
- Technology Governance (advanced master)
- Television and Cross-Media Culture (master)
- Theaterwetenschap (bachelor)
- Theatre Studies (master)
- Universitaire Pabo van Amsterdam (bachelor)
- Urban and Regional Planning (master)
- Urban and Regional Planning (premaster)
- Urban Studies (research master)
- Vertalen (master)
- Vertalen (schakelprogramma)
- Wiskunde (bachelor)
You are required by Dutch law to have health insurance for the duration of your stay in the Netherlands. Read more about what happens if you don’t have health insurance.
Apply for the European Health Insurance Card (EHIC)
You can apply for an EHIC card, free of charge, by contacting your local health authority/national health service, or your health insurance provider. It can take a few weeks for your card to arrive, so be sure to apply for it well before coming to the Netherlands.
EHIC coverage
With the European Health Insurance Card (EHIC) you’ll receive necessary, state-provided medical care in the Netherlands with the same rights, and at the same cost, as Dutch citizens. The EHIC covers the cost of:
- Essential health care such as visits to a doctor/general practitioner (GP), maternity care and hospital care
- Emergency health care
- Medical care for a pre-existing condition that requires monitoring and attention, such as diabetes
- Medicines
What is not covered:
- EHIC is not an alternative to travel insurance and does not cover repatriation.
- It does not cover dental costs if you are over 18. Check if your health insurance at home covers dental care costs abroad.
Not everything is free
EHIC is not a guarantee of free services. Each country’s healthcare system is different, so you might have to pay for services in the Netherlands that are free in your home country.
When you go to the pharmacy with your prescription and your EHIC card, you will be charged the same price for the medicine as Dutch people pay, even if the medicine is free in your country.
If you’re worried about this, check with your home country insurance to see if they will cover the complete period of your stay abroad, and if they will reimburse any out-of-pocket health expenses you might have in the Netherlands.
Supplemental private health insurance
We recommend that you take out supplemental private health insurance to cover the medical costs that the EHIC does not cover.
There are many different insurance companies you can use for this. Some insurance agencies offer special deals for students, such as the AON health insurance for students.
Questions
If have questions about your health insurance situation, please contact the Zorgverzekeringslijn.nl.